The placement of a life insurance policy marks the beginning, not the end of our client relationships. When we complete a life insurance acquisition, we promise to oversee the plan and policy selected. We meet with our clients and their advisors to ensure that a policy acquired today is still the best fit for years to come.
We keep the goals of our clients’ front and center. After an insurance policy is acquired, we document intent to clearly summarize how a policy is designed and how it fits into overall planning objectives. We monitor premium payments, industry changes and perform periodic insurance reviews for our clients.
As part of our comprehensive insurance reviews, we re-assess the competitiveness of each policy by surveying the marketplace. Through product advancements and/or health improvements, we can identify new alternatives that may reduce premiums or increase the desired death benefit. A traditional insurance agent with limited resources can’t offer the level of service that we provide; the level of service that affluent families and business owners deserve.