We work with closely-held businesses that have a host of different planning needs. We help those looking to keep the business within the family for generations to come, as well as those looking at varying timetables and exit strategies. Life insurance can provide efficient funding for buy-sell plans, key person insurance and executive benefits. Several different approaches can be used to fund a Buy-Sell Agreement and each variation has certain advantages and disadvantages, depending upon the structure of the business as well as the goals and objectives of the business owners. Often times, business planning, retirement planning and estate planning become intertwined. We can develop a strategy for you that works together to address all of these needs.