Individuals & Families
Without careful preparation, taxes can deplete assets intended for your heirs. Life insurance can provide timely funding for pennies on the dollar to preserve wealth for intended beneficiaries. It can also provide asset preservation along with valuable tax-deferred cash value growth. By utilizing different planning techniques and premium funding strategies, we can design a custom plan for you.
We work with closely-held businesses looking to keep the business within the family or key management team for generations to come, as well as those looking at varying timetables and exit strategies. Often times, business planning, retirement planning and estate planning become intertwined for business owners. We can develop a strategy for you that works together to address all of these needs.
The success of a business often lies in its people. Life insurance can play an important role in rewarding key personnel and planning in case there is an untimely death. We can craft plans for businesses to address these needs, without breaking the corporate bank account.