Client Profile:

Policies Acquired 5-10 Years Ago
Insured is in Similar Health


Client, age 59, has 15+ life insurance policies in place for business and personal purposes. The policies were acquired throughout the years without a clear plan or purpose. Client wishes to reduce premiums for the same death benefit or possibly increase the current death benefit for the same premium commitment. Most of the policies in place today are whole life policies, with performance subject to a non-guaranteed dividend.